Employee Dashboard

robert.garcia@company.com

Welcome back, Robert

Your loan eligibility score and breakdown

Last updated: 2/18/2026
Your Score

81.45

Out of 100

Risk Band

A

Excellent

Lowest risk, highest eligibility

Indicators

15

Factors evaluated

Score Breakdown

Detailed view of how each indicator contributes to your overall score

Professional Indicators

6 indicators
Performance ScoreWeight: 10%
Your value: 4.6

100

Score

Contribution: 10%Weighted: 10.00
Monthly SalaryWeight: 10%
Your value: 72000

80

Score

Contribution: 10%Weighted: 8.00
Level of EducationWeight: 10%
Your value: Bachelors

80

Score

Contribution: 10%Weighted: 8.00
Employment TypeWeight: 5%
Your value: Permanent

100

Score

Contribution: 5%Weighted: 5.00
DSR LevelWeight: 5%
Your value: 22

85

Score

Contribution: 5%Weighted: 4.25
Seniority at CompanyWeight: 10%
Your value: 1.2

0

Score

Contribution: 10%Weighted: 0.00

Behavioral Indicators

4 indicators
Disciplinary ActionsWeight: 7.5%
Your value: 0

100

Score

Contribution: 7.5%Weighted: 7.50
Attendance RateWeight: 7.5%
Your value: 97

100

Score

Contribution: 7.5%Weighted: 7.50
Number of Times SavedWeight: 7.5%
Your value: 10

80

Score

Contribution: 7.5%Weighted: 6.00
Percentage of Salary SavedWeight: 7.5%
Your value: 15

80

Score

Contribution: 7.5%Weighted: 6.00

Personal Indicators

5 indicators
GenderWeight: 4%
Your value: Male

100

Score

Contribution: 4%Weighted: 4.00
Sick Leave DaysWeight: 4%
Your value: 1

100

Score

Contribution: 4%Weighted: 4.00
DependentsWeight: 4%
Your value: 0

100

Score

Contribution: 4%Weighted: 4.00
Marital StatusWeight: 4%
Your value: Married

95

Score

Contribution: 4%Weighted: 3.80
AgeWeight: 4%
Your value: 29

85

Score

Contribution: 4%Weighted: 3.40

Your Eligible Loan Products

Based on your risk band A, you qualify for 5 loan products

5 Available

Premium Personal Loan

Best rates for top-rated employees

Eligible

Loan Amount

ETB 50K - ETB 500K

Interest Rate

9.5% p.a.

Tenor Range

6-60 months

Processing Fee

1%

Standard Personal Loan

Competitive rates for qualified employees

Eligible

Loan Amount

ETB 30K - ETB 300K

Interest Rate

12.5% p.a.

Tenor Range

6-48 months

Processing Fee

1.5%

Emergency Loan

Quick access for urgent needs

Eligible

Loan Amount

ETB 10K - ETB 100K

Interest Rate

15% p.a.

Tenor Range

3-24 months

Processing Fee

2%

Micro Loan

Small loans for immediate needs

Eligible

Loan Amount

ETB 5K - ETB 50K

Interest Rate

18% p.a.

Tenor Range

3-12 months

Processing Fee

2.5%

Education Loan

Support for professional development

Eligible

Loan Amount

ETB 20K - ETB 200K

Interest Rate

11% p.a.

Tenor Range

6-36 months

Processing Fee

1%

Product Financing Options
9 products available for Band A

Furniture

Premium Furniture Financing

High-end furniture with best rates

Amount
Up to 300,000 ETB
Tenor
Up to 24 months
Interest Rate
8% p.a.
Down Payment
10%
No processing fee
Free delivery

Standard Furniture Financing

Affordable furniture financing for all needs

Amount
Up to 150,000 ETB
Tenor
Up to 18 months
Interest Rate
12% p.a.
Down Payment
15%
Low processing fee
Flexible payment

House Appliances

Premium Appliances Financing

High-quality home appliances

Amount
Up to 200,000 ETB
Tenor
Up to 24 months
Interest Rate
9.5% p.a.
Down Payment
10%
Extended warranty
Free installation

Basic Appliances Financing

Essential home appliances

Amount
Up to 100,000 ETB
Tenor
Up to 18 months
Interest Rate
13.5% p.a.
Down Payment
20%
Standard warranty
Easy approval

Laptops & Phones

Premium Electronics Financing

Latest laptops, phones, and gadgets

Amount
Up to 250,000 ETB
Tenor
Up to 24 months
Interest Rate
10% p.a.
Down Payment
10%
Insurance included
Upgrade option

Standard Electronics Financing

Smartphones, tablets, and accessories

Amount
Up to 120,000 ETB
Tenor
Up to 18 months
Interest Rate
12.5% p.a.
Down Payment
15%
Standard warranty
Fast approval

Basic Electronics Financing

Entry-level electronics

Amount
Up to 60,000 ETB
Tenor
Up to 12 months
Interest Rate
15% p.a.
Down Payment
25%
Quick processing
No hidden charges

Gym Memberships

Premium Gym Membership

Annual premium gym and spa access

Amount
Up to 50,000 ETB
Tenor
Up to 12 months
Interest Rate
6% p.a.
Down Payment
Not Required
All facilities access
Personal trainer

Standard Gym Membership

Basic gym membership financing

Amount
Up to 25,000 ETB
Tenor
Up to 12 months
Interest Rate
8% p.a.
Down Payment
Not Required
Gym access
Group classes