Employee Dashboard

james.williams@company.com

Welcome back, James

Your loan eligibility score and breakdown

Last updated: 2/18/2026
Your Score

67.63

Out of 100

Risk Band

B

Good

Low risk, good eligibility

Indicators

15

Factors evaluated

Score Breakdown

Detailed view of how each indicator contributes to your overall score

Professional Indicators

6 indicators
Level of EducationWeight: 10%
Your value: Bachelors

80

Score

Contribution: 10%Weighted: 8.00
Performance ScoreWeight: 10%
Your value: 3.2

75

Score

Contribution: 10%Weighted: 7.50
Monthly SalaryWeight: 10%
Your value: 38000

65

Score

Contribution: 10%Weighted: 6.50
Seniority at CompanyWeight: 10%
Your value: 0.7

50

Score

Contribution: 10%Weighted: 5.00
DSR LevelWeight: 5%
Your value: 45

65

Score

Contribution: 5%Weighted: 3.25
Employment TypeWeight: 5%
Your value: Contract

60

Score

Contribution: 5%Weighted: 3.00

Behavioral Indicators

4 indicators
Attendance RateWeight: 7.5%
Your value: 85

80

Score

Contribution: 7.5%Weighted: 6.00
Number of Times SavedWeight: 7.5%
Your value: 3

65

Score

Contribution: 7.5%Weighted: 4.88
Disciplinary ActionsWeight: 7.5%
Your value: 1

60

Score

Contribution: 7.5%Weighted: 4.50
Percentage of Salary SavedWeight: 7.5%
Your value: 5

40

Score

Contribution: 7.5%Weighted: 3.00

Personal Indicators

5 indicators
GenderWeight: 4%
Your value: Male

100

Score

Contribution: 4%Weighted: 4.00
Marital StatusWeight: 4%
Your value: Single

85

Score

Contribution: 4%Weighted: 3.40
DependentsWeight: 4%
Your value: 1

85

Score

Contribution: 4%Weighted: 3.40
Sick Leave DaysWeight: 4%
Your value: 8

70

Score

Contribution: 4%Weighted: 2.80
AgeWeight: 4%
Your value: 24

60

Score

Contribution: 4%Weighted: 2.40

Your Eligible Loan Products

Based on your risk band B, you qualify for 4 loan products

4 Available

Standard Personal Loan

Competitive rates for qualified employees

Eligible

Loan Amount

ETB 30K - ETB 300K

Interest Rate

12.5% p.a.

Tenor Range

6-48 months

Processing Fee

1.5%

Emergency Loan

Quick access for urgent needs

Eligible

Loan Amount

ETB 10K - ETB 100K

Interest Rate

15% p.a.

Tenor Range

3-24 months

Processing Fee

2%

Micro Loan

Small loans for immediate needs

Eligible

Loan Amount

ETB 5K - ETB 50K

Interest Rate

18% p.a.

Tenor Range

3-12 months

Processing Fee

2.5%

Education Loan

Support for professional development

Eligible

Loan Amount

ETB 20K - ETB 200K

Interest Rate

11% p.a.

Tenor Range

6-36 months

Processing Fee

1%

Product Financing Options
7 products available for Band B

Furniture

Standard Furniture Financing

Affordable furniture financing for all needs

Amount
Up to 150,000 ETB
Tenor
Up to 18 months
Interest Rate
12% p.a.
Down Payment
15%
Low processing fee
Flexible payment

House Appliances

Premium Appliances Financing

High-quality home appliances

Amount
Up to 200,000 ETB
Tenor
Up to 24 months
Interest Rate
9.5% p.a.
Down Payment
10%
Extended warranty
Free installation

Basic Appliances Financing

Essential home appliances

Amount
Up to 100,000 ETB
Tenor
Up to 18 months
Interest Rate
13.5% p.a.
Down Payment
20%
Standard warranty
Easy approval

Laptops & Phones

Standard Electronics Financing

Smartphones, tablets, and accessories

Amount
Up to 120,000 ETB
Tenor
Up to 18 months
Interest Rate
12.5% p.a.
Down Payment
15%
Standard warranty
Fast approval

Basic Electronics Financing

Entry-level electronics

Amount
Up to 60,000 ETB
Tenor
Up to 12 months
Interest Rate
15% p.a.
Down Payment
25%
Quick processing
No hidden charges

Gym Memberships

Premium Gym Membership

Annual premium gym and spa access

Amount
Up to 50,000 ETB
Tenor
Up to 12 months
Interest Rate
6% p.a.
Down Payment
Not Required
All facilities access
Personal trainer

Standard Gym Membership

Basic gym membership financing

Amount
Up to 25,000 ETB
Tenor
Up to 12 months
Interest Rate
8% p.a.
Down Payment
Not Required
Gym access
Group classes