Employee Dashboard

michael.chen@company.com

Welcome back, Michael

Your loan eligibility score and breakdown

Last updated: 2/18/2026
Your Score

79.3

Out of 100

Risk Band

D

Poor

High risk, minimal eligibility

Indicators

15

Factors evaluated

Score Breakdown

Detailed view of how each indicator contributes to your overall score

Professional Indicators

6 indicators
Performance ScoreWeight: 10%
Your value: 4

90

Score

Contribution: 10%Weighted: 9.00
Monthly SalaryWeight: 10%
Your value: 65000

80

Score

Contribution: 10%Weighted: 8.00
Level of EducationWeight: 10%
Your value: Bachelors

80

Score

Contribution: 10%Weighted: 8.00
Employment TypeWeight: 5%
Your value: Permanent

100

Score

Contribution: 5%Weighted: 5.00
DSR LevelWeight: 5%
Your value: 30

85

Score

Contribution: 5%Weighted: 4.25
Seniority at CompanyWeight: 10%
Your value: 1.5

0

Score

Contribution: 10%Weighted: 0.00

Behavioral Indicators

4 indicators
Disciplinary ActionsWeight: 7.5%
Your value: 0

100

Score

Contribution: 7.5%Weighted: 7.50
Attendance RateWeight: 7.5%
Your value: 92

90

Score

Contribution: 7.5%Weighted: 6.75
Number of Times SavedWeight: 7.5%
Your value: 8

80

Score

Contribution: 7.5%Weighted: 6.00
Percentage of Salary SavedWeight: 7.5%
Your value: 12

80

Score

Contribution: 7.5%Weighted: 6.00

Personal Indicators

5 indicators
GenderWeight: 4%
Your value: Male

100

Score

Contribution: 4%Weighted: 4.00
Sick Leave DaysWeight: 4%
Your value: 2

100

Score

Contribution: 4%Weighted: 4.00
DependentsWeight: 4%
Your value: 0

100

Score

Contribution: 4%Weighted: 4.00
Marital StatusWeight: 4%
Your value: Single

85

Score

Contribution: 4%Weighted: 3.40
AgeWeight: 4%
Your value: 28

85

Score

Contribution: 4%Weighted: 3.40

Your Eligible Loan Products

Based on your risk band D, you qualify for 1 loan product

1 Available

Micro Loan

Small loans for immediate needs

Eligible

Loan Amount

ETB 5K - ETB 50K

Interest Rate

18% p.a.

Tenor Range

3-12 months

Processing Fee

2.5%

Product Financing Options
Products you are eligible to finance based on your risk band
No product financing options available for your current risk band.