Scorecard Management

Create and configure credit scoring models

Scorecards

Manage your loan eligibility scoring models

1 Total
Default Scorecard
Active
Default loan eligibility scoring configuration
15 indicators
Updated Feb 18, 2026

Select Scoring Indicators

Choose which indicators to include in your credit scorecard

Personal5 indicators

Gender

Gender classification

Marital Status

Current marital status

Age

Employee age bracket

Sick Leave Days

Number of sick leave days taken

Dependents

Number of dependents

Behavioral4 indicators

Disciplinary Actions

Number of disciplinary actions received

Attendance Rate

Work attendance percentage

Number of Times Saved

Number of times employee has saved money

Percentage of Salary Saved

Percentage of monthly salary saved

Professional9 indicators

Job Level

Current job level hierarchy

Grade

Employee grade level

Monthly Salary

Gross monthly income

Performance Score

Annual performance rating (1-5)

Level of Education

Highest educational qualification

Years of Experience

Total years of professional experience

Seniority at Company

Years with current company

Employment Type

Type of employment contract

DSR Level

Debt Service Ratio level

Normalize Indicators
Assign custom scores (1-100) to each indicator value
0/15 Configured

Gender

Gender classification

personal

Marital Status

Current marital status

personal

Age

Employee age bracket

personal

Sick Leave Days

Number of sick leave days taken

personal

Dependents

Number of dependents

personal

Disciplinary Actions

Number of disciplinary actions received

behavioral

Attendance Rate

Work attendance percentage

behavioral

Number of Times Saved

Number of times employee has saved money

behavioral

Percentage of Salary Saved

Percentage of monthly salary saved

behavioral

Monthly Salary

Gross monthly income

professional

Performance Score

Annual performance rating (1-5)

professional

Level of Education

Highest educational qualification

professional

Seniority at Company

Years with current company

professional

Employment Type

Type of employment contract

professional

DSR Level

Debt Service Ratio level

professional
Note: Normalization allows you to customize how each indicator value maps to a score. For example, you can set a Diploma in "Level of Education" to score 20 instead of the default.

Configure Indicator Weights

Assign individual weights to each selected indicator. Total must equal 100%

Total Weight
0.0%

Add 100.0% more weight

Personal5 indicators • Total: 20.0%

Gender

Gender classification

%

Marital Status

Current marital status

%

Age

Employee age bracket

%

Sick Leave Days

Number of sick leave days taken

%

Dependents

Number of dependents

%
Professional6 indicators • Total: 50.0%

Monthly Salary

Gross monthly income

%

Performance Score

Annual performance rating (1-5)

%

Level of Education

Highest educational qualification

%

Seniority at Company

Years with current company

%

Employment Type

Type of employment contract

%

DSR Level

Debt Service Ratio level

%
Behavioral4 indicators • Total: 30.0%

Disciplinary Actions

Number of disciplinary actions received

%

Attendance Rate

Work attendance percentage

%

Number of Times Saved

Number of times employee has saved money

%

Percentage of Salary Saved

Percentage of monthly salary saved

%

Configuration Summary

Company

Demo Company

Selected Indicators

15 of 18

Total Weight

100.0%

Valid

Last Updated

2/18/2026 at 8:47:31 AM